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Planning tools

Interactive calculators, quizzes, AI drafts, and checklists built on MigrantIQ country hubs, visa data, and published alerts — free, no account required to start. Each tool page explains how it works, who it helps, and FAQs for search clarity.

Free planners rank destinations, match visa pathways, compare countries, estimate costs and proof of funds, draft letters, practice interviews, and save progress in My Plan. Every tool page includes how-it-works, audience, benefits, and FAQs — always confirm eligibility on official government sites.

Step-by-step help: Planning tools documentation →

Hub

Move Planner

One guided workflow: profile → country matches → visa pathways → cost estimates → My Plan.

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Discover

Shortlist countries and pathways that fit your profile.

Apply

Timelines, documents, language, embassies, and letters.

Money

Costs, proof of funds, and budget readiness.

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Tax filing calendar

Educational filing orientation for newcomers.

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Property purchase readiness

Deposit + transfer tax + annual rate signals.

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Job offer compare

Compare two offers after simple tax and CoL adjustments.

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Couples expense split

Split shared bills proportionally by income — or compare to 50/50.

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First 90 days budget

Compose landing cash need from rent, deposit, and fees.

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Latte factor calculator

See what a small daily habit costs per year — and what investing it could buy.

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Currency stress test

±10% FX shock on funds or remittance totals.

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Compound interest calculator

Project investment growth with a starting balance and monthly contributions.

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FIRE calculator

Find your financial independence number and years to reach it.

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Net worth calculator

Add assets, subtract liabilities, and see a clear net worth snapshot.

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Debt payoff calculator

Compare debt snowball vs avalanche timelines and interest on up to three debts.

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Emergency fund calculator

Size a 3–6+ month emergency fund from essentials and risk factors.

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Subscription cost calculator

Total subscription spend over years and the opportunity cost if invested instead.

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Budget calculator (50/30/20)

Split estimated take-home into needs, wants, and savings with the 50/30/20 rule.

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RSU tax calculator

Compare RSU vest withholding to estimated tax owed on ordinary income.

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Pay raise calculator

See how much of a raise you keep after tax on each paycheck.

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Payroll contributions

Employee and employer social-contribution rate bands.

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Self-employment tax calculator

Estimate SE tax and quarterly set-asides for 1099 / freelance profit.

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Property transfer tax

Directional stamp duty / transfer tax rates for buyers.

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Tax brackets calculator

Find your 2026 federal marginal bracket and effective rate on ordinary income.

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Bonus tax calculator

See how much of a US bonus you keep after 22% supplemental withholding and FICA.

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Remittance cost calculator

Illustrative send-fee and FX-spread bands from a destination.

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Hourly to salary calculator

Convert hourly wage to annual, monthly, and weekly salary with take-home estimate.

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Visa fee calculator

Main-applicant and biometrics fee bands by destination.

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Salary to hourly calculator

Convert annual salary to hourly, weekly, and monthly — before and after tax.

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Wage calculator

Minimum and living-wage planning signals by country, US state, and Canadian province.

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Income tax calculator

Estimate US federal + state income tax for W-2 wages and 1099 profit.

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Sales tax / VAT calculator

Standard VAT, GST, and sales-tax rates for newcomers and visitors.

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Salary after tax calculator

See annual and monthly US take-home by salary and state effective rate.

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Paycheck calculator

Estimate US take-home pay after federal, state, Social Security, and Medicare.

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Funds requirement by destination

Settlement-fund and runway planning signals by jurisdiction.

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Rent affordability

Typical 1BR rent as a share of net pay by jurisdiction.

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Tax calculator

Estimate take-home pay across 100+ countries, US states, and Canadian provinces.

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Tax compare

Side-by-side tax comparisons for migrant corridors and US/Canada moves.

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Proof of funds

Score financial readiness vs visa minimums and a living-cost buffer.

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Tax guides

Residency, take-home pay, and cross-border tax orientation for migrants.

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Cost calculator

Visa fees, living costs, and savings targets by corridor.

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After refusal

Analyze refusals, practice interviews, and avoid scams.

Settle

Arrival checklists and ongoing policy alerts.

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Licence to practise

Nursing, teaching, and engineering regulated pathway checklist.

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Licence + vehicle import

Licence swap paired with vehicle import prompts.

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Housing search readiness

Lease norms and rental scam red flags.

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SIN / NI / SSN / TFN

Orientation for newcomer tax ID numbers.

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Bank opening checklist

ID and address prompts after landing.

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Settlement services finder

Curated newcomer services (CA/AU/UK first).

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Healthcare pathway chooser

Public vs private vs waiting-period planning checklist.

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School fee calculator

Public extras vs international school annual fee bands.

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Dependent visa impact

Extra fee and living-cost signals when adding family dependents.

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Credential recognition

Typical weeks and fee bands to evaluate foreign degrees or licences.

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Work hours & overtime

Standard weekly hours and overtime multiplier signals.

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Licence conversion timeline

Typical weeks and steps to convert a foreign driver licence.

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Policy change alerts

Email alerts for visa, law, and scam updates on saved countries.

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Healthcare cost estimator

Directional public/private healthcare cost bands for newcomers.

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Childcare cost calculator

Directional childcare and school fee bands for migrant families.

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Share visa outcome

Contribute your visa outcome to community processing time statistics.

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Arrival checklists

First-week tasks after landing.

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Immigration stories

Tier 1 leads are discovered from public posts (attributed). Tier 2–3 are reader submissions with consent — reviewed before publish.

Popular comparisons

Popular cost calculators

Build your own

Pick any two countries to compare or any corridor for costs.

Compare countries

Your recent comparisons are saved in this browser for quick planning. Sync them in My Plan.

Cost calculator corridor

Plan smarter

Save countries, compare destinations, track visa checklists, and sync your migration plan across devices.