Proof of funds
Compare liquid funds to visa minimums plus a living-cost buffer. Always verify official figures before you apply.
⚡ Quick Answer
Enter available funds and a required minimum to score financial readiness with a living-cost buffer. Confirm exact amounts on the official visa page.
How this tool works
Many refusals cite funds. This tool helps you see coverage gaps before you book biometrics — using destination cost signals and your stated minimum.
- Select destination and enter available liquid funds.
- Add the official proof-of-funds minimum when known (or estimate carefully).
- Include monthly living estimate and buffer months.
- Save the score to My Plan so recommendations can flag funding gaps.
Who can use this tool
- Students checking study-permit fund rules
- Skilled workers verifying settlement funds
- Families calculating multi-person budgets
Benefits
- Clear shortfall vs target with buffer
- Feeds My Plan recommendations when readiness is low
- Encourages official-figure verification
- Guidance only — not a visa decision or legal advice. Always verify rules, fees, and forms on official government sites before you apply.
Recommended next tools
- Cost calculator →
Full relocation budget
- Document pack →
Bank letter checklist
- My Plan →
Track funding readiness
Related guides and data
Related tools
Frequently asked questions
On the destination country’s official immigration website for your visa class. Amounts change and may depend on family size — never rely only on a third-party estimate.
No. Officers review source of funds, history, and documentation quality. A calculator only estimates coverage against a target you enter.
Yes. Choosing a destination visa pulls the published financial requirement when available, with the country settlement signal as a fallback. You can always override it.
Three months is a common starting point. Students and families often plan six or more, since deposits, rent, and delays hit early.
Rules differ by visa. Some accept sponsors or joint accounts with evidence of relationship and access; others require sole ownership. Confirm officially.
Many programmes expect a minimum holding period to rule out sudden deposits. Check the published seasoning requirement for your visa before transferring money.