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First 90 Days in the United Kingdom: Essential Guide for New Arrivals

Moving to a new country can be overwhelming, especially during the first few weeks. The United Kingdom has specific requirements and processes that you need to follow to settle in smoothly. This guide outlines what you need to do In the first three months in the UK, covering registration, banking, healthcare, housing, and obtaining local IDs.

The first 90 days in the UK involve essential steps like registering with authorities, setting up a bank account, accessing healthcare, finding housing, and obtaining local IDs.

Last updated 2026-10-30

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Understanding Your First 90 Days in the UK

Your first three months in the United Kingdom are important for establishing your new life. This period involves several key steps that will help you integrate into your new environment. Being proactive and informed about these processes can make the move easier.

Registration with Authorities

Upon arrival, one of the first things you should do is register with local authorities. Depending on your nationality and visa status, you may need to register with the police or local council. This registration can help you secure your rights and access services in the UK. Make sure to check the specific requirements based on your situation.

Setting Up a Bank Account

Opening a bank account is essential for managing your finances. Most banks require proof of identity, proof of address, and sometimes a visa or residency permit. Research different banks to find one that suits your needs. Some banks offer accounts specifically designed for newcomers, which may have fewer requirements.

Accessing Healthcare

The National Health Service (NHS) provides healthcare services to residents in the UK. As a new arrival, you may be eligible for NHS services based on your visa status. Registering with a General Practitioner (GP) is a critical step. You should gather necessary documents, such as proof of address and identification, to complete your registration at a local GP practice. Understanding how to access healthcare services will be vital for your well-being.

Finding Housing

Securing a place to live is one of the most pressing concerns for new arrivals. The housing market in the UK can be competitive, so you should start your search early. You can explore options such as renting a flat, sharing accommodations, or looking for temporary housing. Websites and local estate agents can provide valuable resources for finding suitable housing.

Obtaining Local IDs

Having a local ID is important for various activities, including opening a bank account, accessing services, and verifying your identity. Depending on your circumstances, you may need to apply for a National Insurance Number (NI Number) or a biometric residence permit (BRP). These documents will help you navigate daily life in the UK.

Additional Considerations

During your first 90 days, you may also want to learn about local customs, transportation options, and community resources. Engaging with local groups or online forums can provide support and information as you settle in. Understanding your rights and responsibilities as a resident will also be beneficial.

By following these steps, you can create a solid foundation for your life in the United Kingdom. Each part of the process may require time and effort, but being informed will help you manage your transition effectively.

How it works

  1. Register with local authorities as required based on your nationality.
  2. Open a bank account by providing necessary identification and proof of address.
  3. Register with a General Practitioner (GP) to access healthcare services.
  4. Search for housing through online listings and local estate agents.
  5. Apply for local IDs like a National Insurance Number or biometric residence permit.

Who this helps

  • New migrants arriving in the UK.
  • Individuals on work or study visas.
  • Family members of UK residents.

Examples

Maria's Journey: From Spain to the UK

Maria moved from Spain to the UK for work. She registered with local authorities and opened a bank account within her first week. After finding a GP, she accessed NHS services for a routine check-up.

John's Experience: Studying in the UK

John arrived in the UK to study. He quickly registered with the local council and secured a student bank account. He found housing through university resources and registered with a GP for healthcare.

Aisha's Move: Joining Family in the UK

Aisha relocated to the UK to join her family. She registered with the police as required and applied for her National Insurance Number. She found a flat to rent and accessed healthcare through the NHS.

In this section

Address registration in United KingdomLocal registration or residency address steps after landing. Focused on United Kingdom newcomers.Tax ID / national number in United KingdomSSN, NI number, SIN, Steuer-ID, or Emirates ID pathway for newcomers. Focused on United Kingdom newcomers.Open a bank account in United KingdomNewcomer and resident banking options when proof of address is limited. Focused on United Kingdom newcomers.Phone and eSIM in United KingdomGet a local number banks and government portals will accept. Focused on United Kingdom newcomers.Housing without local credit in United KingdomTemporary stays, guarantors, deposits, and first lease tactics. Focused on United Kingdom newcomers.Healthcare registration in United KingdomGP/NHS, provincial health card, insurance waiting periods, and clinics. Focused on United Kingdom newcomers.Driving licence in United KingdomExchange windows, IDP use, and local tests — see also /driving/. Focused on United Kingdom newcomers.Build local credit in United KingdomSecured cards, reporting history, and avoiding common newcomer traps. Focused on United Kingdom newcomers.Right to work and payroll in United KingdomWork authorization checks, tax codes, and first payslip setup. Focused on United Kingdom newcomers.School and childcare in United KingdomEnrolment timelines, catchment rules, and international school waitlists. Focused on United Kingdom newcomers.Stuck: no address for bank in United KingdomUnblock the closed loop when banks demand a lease you cannot get yet. Focused on United Kingdom newcomers.Week 1 checklist in United KingdomDay-by-day first week after landing for this destination. Focused on United Kingdom newcomers.

Frequently Asked Questions

You typically need identification, proof of address, and your visa or residency permit.

Visit a local bank with identification, proof of address, and any required documents related to your visa.

Eligibility for NHS services depends on your visa status. Registering with a GP is essential.

Consider your budget, location, and whether you want to rent or share accommodations.

You can apply online or through your local Jobcentre Plus, depending on your circumstances.

Sources

  • UK Government - Immigration
  • NHS - Registering with a GP

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