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🇫🇮 Rental Deposit Before Viewing or Contract

MediumHousing FraudPublisher: MigrantIQ Safety3 min read8 reported cases

Editorially reviewedLast updated 2026-10-04Reviewed by MigrantIQ Editorial TeamOfficial reporting channel ↗

How this scam works

Scammers in Finland often target newcomers by advertising fake rental properties. These fraudsters create listings that appear legitimate, complete with enticing photos and attractive prices. They typically pressure potential tenants, especially students, families, new arrivals, and remote workers, to pay a deposit before they have had a chance to view the property or sign a contract. This tactic is designed to create a sense of urgency, making it difficult for victims to think critically about the situation. Once the deposit is sent, the scammer disappears, leaving the victim with no recourse. It's important for newcomers to understand how these scams operate to protect themselves.

How does this scam usually start?

The scam often begins with an online advertisement for a rental property that seems too good to be true. The scammer may communicate through email or messaging apps, emphasizing the need for a quick deposit to secure the apartment. They might send a fake lease agreement or use images copied from legitimate listings to make their scam appear more credible.

What red flags should newcomers watch for?

Several warning signs can indicate a rental scam. If the landlord refuses to allow live video viewings or in-person visits, this is a significant red flag. if the rent is far below normal market prices, it could be an attempt to lure victims. Another warning sign is being asked to wire a deposit before a signed contract is in place. Lastly, if the property photos appear on multiple unrelated listings, it suggests they may not be genuine.

What should you do if contacted?

If you suspect a rental scam, you should report it to local authorities such as the Finnish police or consumer protection agencies. Always use reputable platforms for your housing search, verify the property address, and request a written contract. Avoid paying large deposits until you have confirmed the legitimacy of the landlord or agency. Protecting yourself from scams is important in ensuring a safe housing experience in Finland.

Red flags

Landlord refuses live video viewing or in-person viewing
Rent is far below normal market prices
Deposit must be wired before a signed contract
Photos appear on multiple unrelated listings

How to protect yourself

To avoid falling victim to rental deposit scams, always use reputable platforms for your housing search. Verify the property address and request a written contract before making any payments. You should conduct thorough research on the landlord or agency. Never pay large deposits before confirming the legitimacy of the rental situation, and consider visiting the property in person or via live video before any financial transactions occur.

What to do if targeted

- Stop communication and do not send more money or documents
- Save messages, receipts, contracts, profile links, and phone numbers
- Contact your bank or payment provider if money was sent
- Report through official fraud, police, or immigration channels

Official reporting channel →

Prevention tips

- Only pay government fees through official portals
- Do not trust guaranteed visa approvals or secret appointment slots
- Verify employer, school, agent, or landlord identities independently
- Avoid personal-account transfers and pressure tactics

Emergency & Reporting Contacts

If there is immediate danger, contact local emergency services. If money was sent, contact your bank/payment provider and official fraud reporting channels.

Sources & References

MigrantIQ scam alert record
Published 2026-05-07.
Finland official reporting channels
Use official reporting channels if you were targeted or lost money.

Who is targeted

studentsfamiliesnew arrivalsremote workers

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Scam safety FAQ

Legitimate government fees are paid through official channels with receipts. Never wire cash to personal accounts for a “guaranteed” outcome.

Collect evidence (messages, contracts), then report through your destination country’s fraud or immigration reporting channels and warn your community.