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India - "Bharat" to most Indians - is the seventh largest country in the world. The Lakshadweep Islands off the southwest coast and the Andaman and Nicobar Islands, 750 miles off the southeas

Last updated 2026-05-17Official immigration portal

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Publisher: MigrantIQ Editorial3 min readData confidence: 82/100

15 published visa guides

Capital

New Delhi

Region

Asia (Southern Asia)

Currency

INR

Cost of Living Index

18.9

Net Monthly Salary

4431

Healthcare

Mixed

Safety Index

N/A

Rent Index

4.3

Quality Index

5.5

Country Profile

In-depth facts & data for India· Updated 2026-06-02

8 topics

India - "Bharat" to most Indians - is the seventh largest country in the world. The Lakshadweep Islands off the southwest coast and the Andaman and Nicobar Islands, 750 miles off the southeast coast in the Bay of Bengal, belong to India. India stretches more than 2,000 miles from Jammu and Kashmir in the north to the s…

For planning only. Always verify immigration and legal rules on official government sites.

Verified immigration updates for India

Government jobs in India

All government jobs for India

Official Languages

Hindi 43.6%Bengali 8%Marathi 6.9%Telugu 6.7%Tamil 5.7%Gujarati 4.6%Urdu 4.2%Kannada 3.6%Odia 3.1%Malayalam 2.9%Punjabi 2.7%Assamese 1.3%Maithili 1.1%other 5.6%note - English enjoys the status of subsidiary official language but is the most important language for nationalpoliticaland commercial communicationthere are 22 other officially recognized languages: AssameseBengaliBodoDogriGujaratiHindiKannadaKashmiriKonkaniMaithiliMalayalamManipuriMarathiNepaliOdiaPunjabiSanskritSantaliSindhiTamilTeluguUrduHindustani is a popular variant of Hindi/Urdu spoken widely throughout northern India but is not an official language

Official Links

Newcomer Checklist

  • - Confirm visa status and entry conditions before booking travel
  • - Prepare temporary housing and proof of address where required
  • - Set up local phone, banking, tax, and health coverage steps
  • - Save emergency numbers, official portals, and scam-reporting channels

Local Services & Setup

Banking: Confirm newcomer-friendly banks locally.

Fintech: Confirm available local payment apps.

Healthcare access: Limited

Health waiting period: 180 day(s)

Emergency & Safety

Save local emergency, police, medical, embassy, and fraud-reporting contacts after arrival. Check official government portals before relying on third-party lists.

Crime index: N/A · Safety index: N/A

Settlement Funds & Financial Notes

Settlement funds: No formal savings requirement for most visas. Employment Visa requires minimum USD 25,000/year salary. Investor Visa requires demonstrable investment capital. India's very low cost of living means moderate foreign income goes far.

India's financial system for foreigners involves: PAN card (essential for tax compliance and banking), bank account opening (requires Employment/Business Visa, PAN, proof of address — Axis Bank and ICICI are most foreigner-friendly), UPI payments (India's digital payment system — ubiquitous and essential), and FEMA compliance for foreign investments. Budget EUR 1,000-3,000 for visa, legal, and setup costs. India's financial year runs April-March. Hiring a chartered accountant (CA) is essential for tax filing — costs EUR 200-500/year.

City-Level Cost Snapshot

CitySingle monthlyFamily monthly1BR center
Bangalore€800€1,800€350
New Delhi / NCR€1,000€2,200€400
Mumbai€1,200€2,500€500

Who Qualifies Best

  • Healthcare WorkersDifficult

    Best visa: Employment Visa with hospital/institution sponsorship

  • InvestorsModerate

    Best visa: Business Visa or Investor Visa; OCI if eligible

  • Remote WorkersDifficult

    Best visa: No suitable visa — Tourist/Business Visa used informally; OCI if eligible

  • RetireesDifficult

    Best visa: OCI Card (if eligible through Indian origin or marriage); otherwise no suitable visa

  • Skilled TradesVery Difficult

    Best visa: Employment Visa with employer sponsorship (rare)

  • Tech WorkersModerate

    Best visa: Employment Visa with employer sponsorship; OCI if eligible

Official vs Reality

Bureaucracy

Official: India is digitizing government services through India Stack and Digital India

Reality: India's bureaucracy is simultaneously modernizing and deeply traditional. Online systems (e-Visa, FRRO, income tax filing) have improved significantly. However, many processes still require in-person visits, physical document submissions, and multiple stamps. FRRO registration is mandatory and can be a multi-day process. Getting a PAN card, opening a bank account, and obtaining a SIM card all involve document verification. The system is navigable but requires patience, local knowledge, and often a fixer. Hiring a local consultant or CA is not optional — it's essential.

Cost of Living

Official: India is one of the world's most affordable countries

Reality: Genuinely true. India's purchasing power index of 78.5 means your money goes extremely far. Domestic help (cook, cleaner, driver) is affordable (EUR 50-150/month each), making daily life comfortable in ways that are impossible in the West at similar price points. However, 'Western lifestyle' costs more — imported goods are expensive, premium apartments in South Mumbai or Gurgaon rival mid-range European prices, and international schools cost EUR 5,000-15,000/year. The biggest value proposition is the hybrid approach: modern apartment in a good area, domestic help, local food and markets, with selective Western comforts.

English and Communication

Official: English is widely used in Indian business and government

Reality: English functions well in business contexts, government offices, hospitals, and urban environments. India has one of the world's largest English-speaking populations. However, English proficiency varies significantly by region, education level, and setting. In tier-1 cities (Delhi, Mumbai, Bangalore, Chennai, Hyderabad), English is perfectly adequate for daily life. In smaller cities and rural areas, Hindi (or regional languages) is dominant. Indian English has its own conventions and vocabulary — but is fully functional for communication. This is a significant advantage over non-English-speaking Asian destinations.

Safety

Official: India is improving safety and security for foreigners

Reality: Safety in India is highly location-dependent. Major business districts (Connaught Place in Delhi, BKC in Mumbai, MG Road in Bangalore) are generally safe. Women face additional safety concerns — harassment and unwanted attention are more common than in Western countries. Petty crime (pickpocketing, scams) exists in tourist areas. Traffic is chaotic and road accidents are a genuine risk. Pollution (particularly in Delhi during winter — AQI regularly exceeds 300) is a health concern. The peace index of 2.9 reflects broader security challenges. South India (Bangalore, Kerala, Tamil Nadu) is generally considered safer and cleaner.

Sources & References

Country data is a planning aid. Official government sources override MigrantIQ summaries for immigration, legal, tax, health, and emergency rules.

  • Bureau of Immigration / Indian Mission e-Visa portal

    Primary portal for visas, entry rules, and residency.

  • World Bank Open Data

    GDP, growth, and macro indicators where shown on this profile.

  • Numbeo cost of living

    Cost-of-living indices and rent signals where available.

  • MigrantIQ country profile

    Editorial summary. Last updated 2026-05-28.

  • World Bank and public data sources

    Used for economic and country-level indicators where available.

  • Numbeo and public cost datasets

    Used for cost-of-living signals for India where available.

Foreign embassies in India

436 active diplomatic missions in our directory. Sample listings below.

Browse all embassies in India

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Frequently Asked Questions

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Use the scam alerts section for active patterns and red flags, then confirm every paid service through official channels.

Start with visa eligibility, then create a realistic budget and shortlist temporary housing. Banking setup usually follows legal arrival steps.

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