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title: Moving to Bermuda: Visas, Costs &amp; Immigrant Guide
description: Moving to Bermuda can be a good choice for families and individuals seeking an active island lifestyle. This guide is for those considering pathways such as wor
image: https://migrantiq.com/og/default.png
---

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Bermuda flag [/_next/image/?url=https%3A%2F%2Fflagcdn.com%2Fw80%2Fbm.png&w=3840&q=75]

MOVING TO BERMUDA: VISAS, COST OF LIVING & IMMIGRANT GUIDE

Bermuda flag [/_next/image/?url=https%3A%2F%2Fflagcdn.com%2Fw320%2Fbm.png&w=3840&q=75]

Moving to Bermuda: this free immigrant guide covers cost of living, visa options, banking, healthcare, laws, and settlement steps for living in Bermuda. Always confirm rules on the official immigration portal.

Immigration rules and fees change frequently. Confirm current requirements on official government or embassy websites.

Moving to Bermuda can be a good choice for families and individuals seeking an active island lifestyle. This guide is for those considering pathways such as work, study, family reunification, or short visits. Understanding the local culture, economy, and practicalities will help you settle in during your first 90 days. Bermuda offers a unique blend of relaxation and opportunity, making it an appealing destination for expatriates.\n\nAs you prepare for your move, learn about local immigration requirements and the lifestyle you can expect. If you are relocating for work, education, or to join family, having a clear plan will ease your transition. Research local customs and build connections within the community to help you feel at home in this island nation.

Last updated 2026-05-17Official immigration portal ↗ [https://www.gov.bm/department/immigration]

Review due soon

MigrantIQ research desk [/about/editorial/]3 min readData confidence: 82/100

8 published visa guides · 2 editorially reviewed in Q4 2026

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MigrantIQ provides general migration information, not legal advice. Always verify critical steps with official government sources or a licensed advisor before paying fees or submitting documents.

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AT A GLANCE: LIVING IN BERMUDA

Quick signals for cost of living, salary, healthcare, and safety before you dig into visas and settlement.

Capital

Hamilton

Region

Americas (North America)

Currency

BMD

Cost of Living Index

135.8

Net Monthly Salary

5875

Healthcare

Universal/Insurance

Safety Index

N/A

Rent Index

108.2

Quality Index

N/A

COST OF LIVING IN BERMUDA

Bermuda has a high cost of living index at 135.8, indicating that expenses can be significantly higher than in many other regions. The rent index is elevated at 108.2, suggesting that housing costs can take up a large part of your budget. The typical net monthly salary is 5,875 BMD, providing a sense of the earning potential in the area. Costs can vary widely based on your location, lifestyle choices, and personal circumstances, so thorough budgeting is essential.

BERMUDA COUNTRY PROFILE

In-depth facts & data for living in Bermuda on this page· Updated 2026-06-02

8 sections

Bermuda is an archipelago of seven main islands and some 150 other islands and islets. The main islands, joined by bridges or causeways, stretch from northeast to southwest in a long, narrow formation that hooks northward at the western end. On the map, the shape is much like that of a fishhook. The main islands are in…

Demographics & populationPopulation size, age structure, migration, ethnicity, language, education, and health indicatorsEconomyGDP, employment, industries, public finance, and currencyGovernment & politicsGovernment structure, legal system, citizenship, and international relationsGeography & environmentLocation, land area, terrain, climate, and natural resourcesTradeImports, exports, and trading partnersTravel & safetySafety, crime, medical care, and travel conditions for visitors and newcomersInfrastructureTransport, communications, and energyNational symbolsAnthem and national symbols

For planning only. Always verify immigration and legal rules on official government sites.

DEMOGRAPHICS & POPULATION IN BERMUDA: PLANNING NOTES

231 words of country-specific briefing for moving to Bermuda. Figures that affect visas or tax should still be checked on official sites.

Demographics & population in Bermuda for people weighing a move, not a tourist recap. The notes below use Bermuda-specific planning fields. Detailed profile figures sit in the Key facts section under this topic.

Bermuda sits in North America, Americas, with Hamilton as the capital. Common working and school languages in the dataset include English (official) and Portuguese. English proficiency is listed as medium. Population and age figures on this page are planning signals, not a substitute for census releases or visa eligibility rules.

Bermuda is an archipelago of seven main islands and some 150 other islands and islets. The main islands, joined by bridges or causeways, stretch from northeast to southwest in a long, narrow

Early practical steps people actually use in Bermuda include: Confirm visa status and entry conditions before booking travel; Prepare temporary housing and proof of address where required; Set up local phone, banking, tax, and health coverage steps; Save emergency numbers, official portals, and scam-reporting channels. Treat the list as a reminder, not a filing checklist.

When a number on this page could change a visa or tax outcome, open https://www.gov.bm/department/immigration (Bermuda Department of Immigration) and match the current instruction. MigrantIQ is a planning aid, not a government filing system.

Key facts for this topic cover: Population overview; Age & family; Migration; Ethnicity & language; Education; Health & living conditions. Expand each card for the structured figures.

KEY FACTS: DEMOGRAPHICS & POPULATION

POPULATION OVERVIEW

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Population

71,750

Population Growth Rate

0.55%

Urban Population

100.000000 [tel:100000000]

Population in Major Urban Areas

HAMILTON (capital) 11,000

AGE & FAMILY

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Age Structure

17.170000 [tel:17170000]

Median Age

42.600000 [tel:42600000]

Birth Rate - births/1,000 population

11

Death Rate - deaths/1,000 population

7.9

Total Fertility Rate - children born/woman

1.96

Sex Ratio at Birth - male/female

1.020000 [tel:1020000]

MIGRATION

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Net Migration Rate - migrant(s)/1,000 population

1.99

ETHNICITY & LANGUAGE

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Ethnic Groups

Black 58%, white 36%, other 6%

Nationality Noun

Bermudian(s)

EDUCATION

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Literacy - total population

98%

Literacy - male

98%

Literacy - female

99%

Literacy Definition

Age 15 and over can read and write

Education Expenditures - percent of GDP

2.6%

Total School Life Expectancy - (primary to tertiary)

12.000000 [tel:12000000]

HEALTH & LIVING CONDITIONS

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Life Expectancy at Birth

80.930000 [tel:80930000]

Infant Mortality Rate

2.470000 [tel:2470000]

Infant Mortality Rate - total deaths/1,000 live births

2.470000 [tel:2470000]

Drinking Water Source - percent of urban population improved

0.000000 [tel:0000000]

Sanitation Facility Access - percent of urban population improved

0.000000 [tel:0000000]

ECONOMY IN BERMUDA: PLANNING NOTES

219 words of country-specific briefing for moving to Bermuda. Figures that affect visas or tax should still be checked on official sites.

Economy in Bermuda for people weighing a move, not a tourist recap. The notes below use Bermuda-specific planning fields. Detailed profile figures sit in the Key facts section under this topic.

People comparing Bermuda with other destinations usually start with wages, rent, and tax, not headline GDP. GDP per capita in the planning dataset is about 85,700. Recent growth is listed at -2.5 percent. Unemployment is listed at 9 percent. A typical net monthly salary signal is 5,875. The cost-of-living index is 136. The rent index is 108. A city-centre 1-bed rent signal is 3,462. A monthly groceries signal is 717. Purchasing-power index: 101. Local currency code: BMD. City prices vary, and these indexes do not replace a job offer or a proof-of-funds check.

Bermuda is an archipelago of seven main islands and some 150 other islands and islets. The main islands, joined by bridges or causeways, stretch from northeast to southwest in a long, narrow

When a number on this page could change a visa or tax outcome, open https://www.gov.bm/department/immigration (Bermuda Department of Immigration) and match the current instruction. MigrantIQ is a planning aid, not a government filing system.

Key facts for this topic cover: Economic overview; GDP & growth; Prices & money; Employment & labor; Labor by occupation; Public finance. Expand each card for the structured figures.

KEY FACTS: ECONOMY

ECONOMIC OVERVIEW

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Economic Overview

International business, which consists primarily of insurance and other financial services, is the real bedrock of Bermuda's economy, consistently accounting for about 85% of the island's GDP.

Tourism is the country’s second-largest industry, accounting for about 5% of Bermuda's GDP but a much larger share of employment.

Over 80% of visitors come from the US and the sector struggled in the wake of the global recession of 2008-09.

Even the financial sector has lost roughly 5,000 high-paying expatriate jobs since 2008, weighing heavily on household consumption and retail sales.

Bermuda must import almost everything.

Agriculture and industry are limited due to the small size of the island.

Bermuda's economy returned to negative growth in 2016, reporting a contraction of 0.1% GDP, after growing by 0.6% in 2015.

Unemployment reached 7% in 2016 and 2017, public debt is growing and exceeds $2.4 billion, and the government continues to work on attracting foreign investment.

Still, Bermuda enjoys one of the highest per capita incomes in the world.

Industries

International business, tourism, light manufacturing

GDP - per capita (PPP)

$85,700.00 (USD)

GDP - real growth rate

-2.5%

GDP & GROWTH

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GDP - Gross Domestic Product (PPP)

$5,230,000,000 (USD)

GDP Per Capita

$85,700.00 (USD)

GDP - real growth rate

-2.5%

GDP - official exchange rate

$5,198,000,000 (USD)

GDP - composition, by end use
 * Consumption: 53.4% Government
 * Consumption: 15.3% Investment in Fixed
 * Capital: 10.9% Investment in
 * Inventories: -0.1% Exports of Goods and
 * Services: 41.8% Imports of Goods and
 * Services: -21.3%

GDP by Sector- agriculture

0.7%

GDP by Sector- Industry

5.8%

GDP by Sector- services

93.4%

Industrial Growth Rate

2%

PRICES & MONEY

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Inflation Rate

1.2%

Exchange Rate per US Dollar

1

Currency Name and Code

Bermudian Dollar (BMD)

Fiscal Year

1 April - 31 March

EMPLOYMENT & LABOR

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Labor Force

33,490

Unemployment Rate

9%

Major Industries

International business, tourism, light manufacturing

Agriculture Products

Bananas, vegetables, citrus, flowers; dairy products, honey

Population Below Poverty Line

11%

LABOR BY OCCUPATION

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Labor Force By Occupation - administrative and managerial

15%

Labor Force By Occupation - agriculture and fishing

3%

Labor Force By Occupation - clerical

19%

Labor Force By Occupation - laborers

17%

Labor Force By Occupation - professional and technical

21%

Labor Force By Occupation - sales

7%

Labor Force By Occupation - services

19%

Labor Force By Occupation- agriculture

2%

Labor Force By Occupation- industry

15%

Labor Force By Occupation- services

83%

PUBLIC FINANCE

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Annual Budget

$960,100,000 (USD)

Public Debt (% of GDP)

43%

Budget Surplus or Deficit - percent of GDP

-3.7%

Taxes and other revenues - percent of GDP

18.5%

GOVERNMENT & POLITICS IN BERMUDA: PLANNING NOTES

219 words of country-specific briefing for moving to Bermuda. Figures that affect visas or tax should still be checked on official sites.

Government & politics in Bermuda for people weighing a move, not a tourist recap. The notes below use Bermuda-specific planning fields. Detailed profile figures sit in the Key facts section under this topic.

Bermuda's government and legal structure matters for visas, ID, tax residence, and later naturalization. The immigration authority in our records is Bermuda Department of Immigration. Confirm current forms and fees on https://www.gov.bm/department/immigration. In the planning dataset, dual citizenship is listed as restricted.

Bermuda is an archipelago of seven main islands and some 150 other islands and islets. The main islands, joined by bridges or causeways, stretch from northeast to southwest in a long, narrow

Early practical steps people actually use in Bermuda include: Confirm visa status and entry conditions before booking travel; Prepare temporary housing and proof of address where required; Set up local phone, banking, tax, and health coverage steps; Save emergency numbers, official portals, and scam-reporting channels. Treat the list as a reminder, not a filing checklist.

When a number on this page could change a visa or tax outcome, open https://www.gov.bm/department/immigration (Bermuda Department of Immigration) and match the current instruction. MigrantIQ is a planning aid, not a government filing system.

Key facts for this topic cover: Identity & names; Political system; Capital & time; International role. Expand each card for the structured figures.

KEY FACTS: GOVERNMENT & POLITICS

IDENTITY & NAMES

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Full Country Name

none

Country Name

Bermuda

Former Name

Somers Islands

Etymology- history of name

the islands making up Bermuda are named after Juan de BERMUDEZ, an early 16th century Spanish sea captain and the first European explorer of the archipelago

Independence

none (overseas territory of the UK)

National Holiday

Bermuda Day, 24 May; note - formerly known as Victoria Day, Empire Day, and Commonwealth Day

POLITICAL SYSTEM

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Government Type

Overseas Territory of the UK with limited self-government; parliamentary democracy

Constitution
 * history: several previous (dating to 1684); latest entered into force 8 June 1968 (Bermuda Constitution Order 1968)
 * amendments: proposal procedure - NA; passage by an Order in Council in the UK; amended several times, last in 2012

Legal System:

English common law

Executive Branch:
 * chief of state: King CHARLES III (since 8 September 2022); represented by Governor Rena LALGIE (since 14 December 2020) previous Queen ELIZABETH II (6 February 1952 - 8 September 2022)
 * head of government: Premier David BURT (since 19 July 2017)
 * cabinet: Cabinet nominated by the premier, appointed by the governor
 * elections/appointments: the monarchy is hereditary; governor appointed by the monarch; following legislative elections, the leader of the majority party or majority coalition usually appointed premier by the governor

Legislative Branch:
 * Description: bicameral Parliament consists of: Senate (11 seats; 3 members appointed by the governor, 5 by the premier, and 3 by the opposition party; members serve 5-year terms) House of Assembly (36 seats; members directly elected in single-seat constituencies by simple majority vote to serve up to 5-year terms)
 * Elections: Senate - last appointments in 2022 (next appointments in 2027) House of Assembly - last held on 1 October 2020 (next to be held by 2025)
 * Election Results: Senate - composition as of October 2023 - men 4, women 7, percent of women 63.6% House of Assembly - percent of vote by party - PLP 62.1%, OBA 32.3%, other 5.4%, independent 0.2%; seats by party - PLP 30, OBA 6; composition as of October 2023 - men 26, women 9, percent of women 25%;
 * Note: total Parliament percent of women as of September 2023 - 34%

Judicial Branch:
 * office: Court of Appeal justice appointed by the governor; justice tenure by individual appointment; Supreme Court judges nominated by the Judicial and Legal Services Commission and appointed by the governor; judge tenure based on terms of appointment
 * subordinate courts: commercial court (began in 2006); magistrates' courts

Regions or States:

9 parishes and 2 municipalities* Devonshire, Hamilton, Hamilton*, Paget, Pembroke, Saint George*, Saint George's, Sandys, Smith's, Southampton, Warwick

Political Parties and Leaders:
 * Free Democratic Movement or FDM [Marc A. R. BEAN]
 * One Bermuda Alliance or OBA [N. H. Cole SIMONS]
 * Progressive Labor Party or PLP [E. David BURT]

Suffrage:

18 years of age; universal

Citizenship Criteria:
 * birth: no citizenship by descent
 * only: at least one parent must be a citizen of the UK dual citizenship
 * recognized: yes residency requirement for
 * naturalization: 10 years

CAPITAL & TIME

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Capital Name

Hamilton

Capital - geographic coordinate

32 17 N, 64 47 W

Capital Time Difference

UTC-4 (1 hour ahead of Washington, DC during Standard Time)

Daylight Savings Time

+1hr, begins second Sunday in March; ends first Sunday in November

INTERNATIONAL ROLE

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International Organization Participation:
 * Caricom (associate)
 * ICC (NGOs)
 * Interpol (subbureau)
 * IOC
 * ITUC (NGOs)
 * UPU
 * WCO

International Law Organization Participation:

has not submitted an ICJ jurisdiction declaration; non-party state to the ICCt

Diplomatic Representation from US:
 * Chief of Mission: Consul General Karen GRISSETTE (since 6 July 2021)
 * Embassy: US Consulate Bermuda, 16 Middle Road, Devonshire, DV 03, Bermuda
 * Mailing Address: 5300 Hamilton Place, Washington, DC 20520-5300 [tel:205205300]
 * Telephone: (441) 295-1342 [tel:4412951342]
 * FAX: (441) 295-1592 [tel:4412951592]
 * Email: HamiltonConsulate@state.gov
 * Website: https://bm.usconsulate.gov/ [https://bm.usconsulate.gov/]
 * Consulate(s) General: 16 Middle Road, Devonshire DV O3

Diplomatic Representation in the US:
 * none (overseas territory of the UK)

Dependency Status

overseas territory of the UK

GEOGRAPHY & ENVIRONMENT IN BERMUDA: PLANNING NOTES

156 words of country-specific briefing for moving to Bermuda. Figures that affect visas or tax should still be checked on official sites.

Geography & environment in Bermuda for people weighing a move, not a tourist recap. The notes below use Bermuda-specific planning fields. Detailed profile figures sit in the Key facts section under this topic.

Bermuda's capital is Hamilton in North America, Americas. Traffic keeps to the left. Geography here is for settlement planning: climate, distance to work, and which city you can actually afford, not a travel brochure.

Bermuda is an archipelago of seven main islands and some 150 other islands and islets. The main islands, joined by bridges or causeways, stretch from northeast to southwest in a long, narrow

When a number on this page could change a visa or tax outcome, open https://www.gov.bm/department/immigration (Bermuda Department of Immigration) and match the current instruction. MigrantIQ is a planning aid, not a government filing system.

Key facts for this topic cover: Location & size; Physical geography; Climate & time; Climate; Environment. Expand each card for the structured figures.

KEY FACTS: GEOGRAPHY & ENVIRONMENT

LOCATION & SIZE

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Geographic Location

North America

Geographic Coordinates

32 20 N, 64 45 W

Total Area

21 Square Miles 54 Square Kilometers

Land Area

21 Square Miles 54 Square Kilometers

Coastline

64 Miles 103 Kilometers

PHYSICAL GEOGRAPHY

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Terrain

Low hills separated by fertile depressions

Highest Point

76 Meters

Highest Point Location

Town Hill 76 m

Lowest Point Location

Atlantic Ocean 0 m

Natural Resources

Limestone, pleasant climate fostering tourism

CLIMATE & TIME

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Time Zone

UTC-4 (1 hour ahead of Washington, DC during Standard Time)

Daylight saving time

+1hr, begins second Sunday in March; ends first Sunday in November

CLIMATE

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Climate

Though far north from tropical latitudes, Bermuda has a mild, humid, frost-free climate.

The annual mean temperature is 70.2°F.

Highs in summer rarely top 90°F, and lows in winter rarely drop under the 50s.

The lowest temperature ever officially recorded was 44°F.

The Gulf Stream, running west and north of the island, is the main reason for the good climate.

The average annual rainfall is 57.6 inches, spread evenly throughout the year.

The year-round high humidity, averaging more than 75%, makes some days uncomfortably sticky in summer and damp and cold in winter.

January through March tends to be overcast and squally, although when the sun shines it can be like a breezy spring day.

April and May are very pleasant.

June through August are very hot and very humid.

The heat factor (temperature plus humidity) during the hottest summer months can exceed 110°F degrees Fahrenheit.

September is the stormy season, although hurricane season officially extends from June through November.

Barring hurricanes, October through December are calm, mild, and usually sunny, and are considered by many to be the most pleasant part of the year.

The climate, well-distributed rainfall, and heavy dew promote the luxuriant growth of vegetation of every description, despite the dearth of soil.

Palms, Australian and Norfolk Island pines, mangroves, poincianas, casuarinas, ficus trees, citrus, and some tropical fruit trees grow well in Bermuda.

Prolific oleander and hibiscus brighten gardens and lanes everywhere.

Sadly, the famous Bermuda cedar trees that for centuries dominated the landscape and were the islands' pride, were nearly all destroyed by blight in the 1940s.

The few remaining native cedars are protected, and some reforestation with blight-resistant stock is underway.

Terrain

Low hills separated by fertile depressions

Location

North America, a group of islands in the North Atlantic Ocean, east of South Carolina (US)

Total Area

21 Square Miles 54 Square Kilometers

ENVIRONMENT

Hide
Environment - Current Issues

Asbestos disposal; water pollution; preservation of open space; sustainable development

TRADE IN BERMUDA: PLANNING NOTES

159 words of country-specific briefing for moving to Bermuda. Figures that affect visas or tax should still be checked on official sites.

Trade in Bermuda for people weighing a move, not a tourist recap. The notes below use Bermuda-specific planning fields. Detailed profile figures sit in the Key facts section under this topic.

Trade figures for Bermuda help explain which industries hire, which ports matter, and how imported goods show up in grocery prices. Settlements and contracts usually run in BMD. They are not a visa pathway. Work permission still depends on the destination's immigration rules.

Bermuda is an archipelago of seven main islands and some 150 other islands and islets. The main islands, joined by bridges or causeways, stretch from northeast to southwest in a long, narrow

When a number on this page could change a visa or tax outcome, open https://www.gov.bm/department/immigration (Bermuda Department of Immigration) and match the current instruction. MigrantIQ is a planning aid, not a government filing system.

Key facts for this topic cover: Trade overview; Trading partners; Partners (summary). Expand each card for the structured figures.

KEY FACTS: TRADE

TRADE OVERVIEW

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Exports

$19,000,000 (USD)

Imports

$887,300,000 (USD)

Major Exports

Reexports of pharmaceuticals

Major Imports

Clothing, fuels, machinery and transport equipment, construction materials, chemicals, food and live animals

TRADING PARTNERS

Hide
Top Export Partners

United States 14.4%, Iceland 13.7%, Spain 6.8%, United Kingdom 5.8%, Mauritius 5.6%

Top Import Partners

South Korea 49.5%, United States 14.6%, Germany 11.4%, China 9%, Turkmenistan 5.2%

PARTNERS (SUMMARY)

Hide
Export Partners

United States 14.4%, Iceland 13.7%, Spain 6.8%, United Kingdom 5.8%, Mauritius 5.6%

Import Partners

South Korea 49.5%, United States 14.6%, Germany 11.4%, China 9%, Turkmenistan 5.2%

TRAVEL & SAFETY IN BERMUDA: PLANNING NOTES

234 words of country-specific briefing for moving to Bermuda. Figures that affect visas or tax should still be checked on official sites.

Travel & safety in Bermuda for people weighing a move, not a tourist recap. The notes below use Bermuda-specific planning fields. Detailed profile figures sit in the Key facts section under this topic.

Safety in Bermuda is local. Neighbourhood, night transport, and documentation checks matter more than a single country score. Tap water is listed as generally safe in the planning dataset. Healthcare system type: Universal/Insurance. Immigrant health access note: Partial. Health coverage waiting period in the dataset: 30 days. Read current travel advice from your origin government before you book.

Bermuda is an archipelago of seven main islands and some 150 other islands and islets. The main islands, joined by bridges or causeways, stretch from northeast to southwest in a long, narrow

Early practical steps people actually use in Bermuda include: Confirm visa status and entry conditions before booking travel; Prepare temporary housing and proof of address where required; Set up local phone, banking, tax, and health coverage steps; Save emergency numbers, official portals, and scam-reporting channels. Treat the list as a reminder, not a filing checklist.

When a number on this page could change a visa or tax outcome, open https://www.gov.bm/department/immigration (Bermuda Department of Immigration) and match the current instruction. MigrantIQ is a planning aid, not a government filing system.

Key facts for this topic cover: Before you travel; Crime & law; Health & roads. Expand each card for the structured figures.

KEY FACTS: TRAVEL & SAFETY

BEFORE YOU TRAVEL

Hide
Country Description

Bermuda is a British overseas territory with a stable democracy and developed economy. Tourist facilities are widely available.

CRIME & LAW

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Crime

By comparison to the United States, Bermuda has a low to moderate crime rate.

Recent crime statistics are available on the official website of the Bermuda Police Service.

Valuables left unattended in public areas, in unsecured hotel rooms, or on rental motorbikes are vulnerable to theft.

Criminals have been known to target visitors on motorbikes and at popular tourist attractions, and purse snatchings (perpetrated by thieves riding motorbikes) and muggings have occurred in the past.

The back streets of the City of Hamilton have been the setting for nighttime assaults, particularly at night after the bars close.

Travelers should exercise caution when walking after dark or visiting out-of-the-way places on the island as they can be vulnerable to theft and assault, and because narrow and dark roadways can contribute to accidents.

Travelers should note an increase in gang presence and illegal drug activity in Bermuda.

There have been no reports of gang violence targeted toward visitors to Bermuda, although gunfire between gang members has occurred throughout the island.

Don’t buy counterfeit and pirated goods, even if they are widely available.

Not only are the bootlegs illegal in the United States, but if you purchase them you may also be breaking local law.

Criminal Penalties

While you are traveling in Bermuda, you are subject to its laws even if you are a U.S. citizen.

Foreign laws and legal systems can be vastly different than our own.

These criminal penalties will vary from country to country.

There are also some things that might be legal in the country you visit, but still illegal in the United States, and you can be prosecuted under U.S. law if you buy pirated goods.

Engaging in sexual conduct with children or using or disseminating child pornography in a foreign country is a crime prosecutable in the United States.

If you break local laws in Bermuda, your U.S. passport won’t help you avoid arrest or prosecution.

It’s very important to know what’s legal and what’s not where you are going.

Persons violating Bermuda’s laws, even unknowingly, may be expelled, arrested, or imprisoned.

Having a prescription for an illegal drug in Bermuda, such as marijuana, will not protect you from prosecution for possession of that illegal drug.

Bermuda Customs routinely boards visiting cruise ships with drug-sniffing dogs and will arrest persons found to have any illegal drugs in their cabin.

Penalties for possessing, using, or trafficking illegal drugs in Bermuda are severe, and convicted offenders can expect jail sentences and/or heavy fines.

If you are arrested in Bermuda, authorities of Bermuda are required to notify the U.S.

Consulate of your arrest.

If you are concerned the Department of State may not be aware of your situation, you should request the police or prison officials to notify the U.S.

Consulate of your arrest.

HEALTH & ROADS

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Medical Facilities

Adequate medical care is available for routine procedures, though extremely expensive.

The hospital performs general surgery and has an emergency room and intensive care unit.

Serious or complex medical programs will likely require medical evacuation to the United States.

Most Bermudian health care providers including the local hospital do not accept overseas insurance and will expect payment at the time of service.

Traffic Safety and Road Conditions While in Bermuda you will encounter road conditions that differ significantly from those in the United States.

Traffic in Bermuda moves on the left side and the roads are very narrow, often with no defined shoulder.

The maximum speed in the city of Hamilton is 25 kph (15 mph) and 35 kph (21 mph) on the rest of the island.

Under Bermudian law, non-residents are not allowed to own, rent or drive four-wheeled vehicles.

Non-residents must rely on taxis, the local bus system, or rented motorbikes.

Traffic is moderate.

Road accidents – particularly involving motorbikes – are common and can result in serious injuries or death.

Rental motorbikes are readily available, and the required helmet is provided.

However, visitors should carefully consider the significant risks of riding a motorbike.

Motorbikes provide the greatest road peril in Bermuda; local operators tend to abuse the speed limit and will often pass on the left or right side with no warning.

Those unfamiliar with driving on the left side are likely to find the roundabouts and regulations for yielding at junctions confusing and dangerous.

In addition, vehicles often stop on the side of the road, blocking one lane of traffic.

Main roads, while generally in good condition, are extremely narrow and tend to be bordered by heavy vegetation or stone walls.

Taxis are readily available.

The local bus system serves the length of the island and stops close to most beaches, hotels, the downtown shopping area, and other points of interest.

In addition, water ferry service to a variety of stops around the island is available seven days a week and is a very safe and enjoyable mode of transportation.

For specific information concerning Bermuda’s drivers' permits, vehicle inspection, road tax, and mandatory insurance, please contact the Bermuda Department of Tourism offices at 675 Third Avenue, 20th Floor, New York, NY 10017 Tel: (800)_223-6106 [tel:2236106].

Traffic Safety

While in Bermuda you will encounter road conditions that differ significantly from those in the United States.

Traffic in Bermuda moves on the left side and the roads are very narrow, often with no defined shoulder.

The maximum speed in the city of Hamilton is 25 kph (15 mph) and 35 kph (21 mph) on the rest of the island.

Under Bermudian law, non-residents are not allowed to own, rent or drive four-wheeled vehicles.

Non-residents must rely on taxis, the local bus system, or rented motorbikes.

Traffic is moderate.

Road accidents – particularly involving motorbikes – are common and can result in serious injuries or death.

Rental motorbikes are readily available, and the required helmet is provided.

However, visitors should carefully consider the significant risks of riding a motorbike.

Motorbikes provide the greatest road peril in Bermuda; local operators tend to abuse the speed limit and will often pass on the left or right side with no warning.

Those unfamiliar with driving on the left side are likely to find the roundabouts and regulations for yielding at junctions confusing and dangerous.

In addition, vehicles often stop on the side of the road, blocking one lane of traffic.

Main roads, while generally in good condition, are extremely narrow and tend to be bordered by heavy vegetation or stone walls.

Taxis are readily available.

The local bus system serves the length of the island and stops close to most beaches, hotels, the downtown shopping area, and other points of interest.

In addition, water ferry service to a variety of stops around the island is available seven days a week and is a very safe and enjoyable mode of transportation.

For specific information concerning Bermuda’s drivers' permits, vehicle inspection, road tax, and mandatory insurance, please contact the Bermuda Department of Tourism offices at 675 Third Avenue, 20th Floor, New York, NY 10017 Tel: (800)_223-6106 [tel:2236106].

INFRASTRUCTURE IN BERMUDA: PLANNING NOTES

159 words of country-specific briefing for moving to Bermuda. Figures that affect visas or tax should still be checked on official sites.

Infrastructure in Bermuda for people weighing a move, not a tourist recap. The notes below use Bermuda-specific planning fields. Detailed profile figures sit in the Key facts section under this topic.

Infrastructure in Bermuda affects commute time, remote work, and whether a city is livable in the first 90 days. Typical internet speed in the dataset is 80 Mbps. Airports, rail, and roads on this page are inventory, not a promise that your neighbourhood is well served.

Bermuda is an archipelago of seven main islands and some 150 other islands and islets. The main islands, joined by bridges or causeways, stretch from northeast to southwest in a long, narrow

When a number on this page could change a visa or tax outcome, open https://www.gov.bm/department/immigration (Bermuda Department of Immigration) and match the current instruction. MigrantIQ is a planning aid, not a government filing system.

Key facts for this topic cover: Transportation; Communications; Energy. Expand each card for the structured figures.

KEY FACTS: INFRASTRUCTURE

TRANSPORTATION

Show 5

5 facts — expand for details.

Airports - total

1

Airports with Paved Runways

1

Roadways- total

278 Miles 447 Kilometers

Roadways- paved

249 Miles 400 Kilometers

Ports and Terminals

Hamilton, Saint George's, Dockyard

COMMUNICATIONS

Show 7

7 facts — expand for details.

Telephones

57,700

Cell Phones

60,100

Internet Users

48,000

Internet Country Code

.bm

Internet Hosts

19,855

Broadcast Media
 * 3 TV stations
 * cable and satellite TV subscription services are available
 * roughly 13 radio stations operating

Telephone System
 * Assessment: a good, fully automatic digital telephone system with fiber-optic trunk lines
 * Domestic: the system has a high fixed-line teledensity coupled with a mobile-cellular teledensity of roughly 125 per 100 persons
 * International: country code - 1-441; landing points for the GlobeNet, Gemini Bermuda, CBUS, and the Challenger Bermuda-1 (CB-1) submarine cables; satellite earth stations - 3

ENERGY

Hide
Electricity Consumption- Kilowatt Hours (kWh)

628,300,000

Electricity Production- Kilowatt Hours (kWh)

675,600,000

Oil Consumption- Barrels Per Day (bbl/day)

2,747

NATIONAL SYMBOLS IN BERMUDA: PLANNING NOTES

142 words of country-specific briefing for moving to Bermuda. Figures that affect visas or tax should still be checked on official sites.

National symbols in Bermuda for people weighing a move, not a tourist recap. The notes below use Bermuda-specific planning fields. Detailed profile figures sit in the Key facts section under this topic.

National symbols for Bermuda are background for civic life and ceremonies. They do not change visa rules. Use the government and visa pages for status, work, and stay conditions.

Bermuda is an archipelago of seven main islands and some 150 other islands and islets. The main islands, joined by bridges or causeways, stretch from northeast to southwest in a long, narrow

When a number on this page could change a visa or tax outcome, open https://www.gov.bm/department/immigration (Bermuda Department of Immigration) and match the current instruction. MigrantIQ is a planning aid, not a government filing system.

Key facts for this topic cover: National anthem. Expand each card for the structured figures.

KEY FACTS: NATIONAL SYMBOLS

NATIONAL ANTHEM

Hide
Anthem History

Bermuda is an overseas territory of the United Kingdom and as such the official anthem is "God Save The Queen" The unofficial anthem is "Hail to Bermuda" The audio files on this page are for the unofficial anthem "Hail to Bermuda".

The audio files for "God Save The Queen" can be found under the United Kingdom link to National Anthems.

Anthem Lyrics English
 * fall: Confound their politics, Frustrate their knavish tricks, On Thee our hopes we
 * fix: God save us all. 3. Thy choicest gifts in store On her be pleased to pour; Long may she
 * reign: May she defend our laws, And ever give us cause To sing with heart and voice God save the Queen.

Verified immigration updates for Bermuda → [/countries/bermuda/immigration-updates/]

GOVERNMENT JOBS IN BERMUDA

 * Bermuda Government Jobs [/government-jobs/government-careers-bm/] · Bermuda public employment authority

All government jobs for Bermuda → [/government-jobs/?country=bermuda]

OFFICIAL LANGUAGES IN BERMUDA

English (official)Portuguese

OFFICIAL LINKS FOR BERMUDA

 * Bermuda Department of Immigration [https://www.gov.bm/department/immigration]
   
   Official immigration portal for visas, entry rules, and residency steps.

The official portal for the Bermuda Department of Immigration is essential for accessing accurate information regarding visa applications and requirements. Be cautious of lookalike sites that may charge fees for forms available for free.

NEWCOMER CHECKLIST FOR BERMUDA

 * •Prepare temporary housing and proof of address where required.
 * •Set up local phone, banking, tax, and health coverage steps.
 * •Save emergency numbers, official portals, and scam-reporting channels.
 * •Research local schools and educational options if moving with children.
 * •Learn about local transportation options and routes.
 * •Connect with local expatriate communities for support and advice.
 * •Explore local healthcare facilities and understand the insurance requirements.

LOCAL SERVICES & SETUP IN BERMUDA

Healthcare access: Partial

Health waiting period: 30 day(s)

SETTLEMENT FUNDS & FINANCIAL NOTES FOR BERMUDA

When moving to Bermuda, prepare for potential proof-of-funds requirements and ensure access to local banking services. Setting up a bank account will help manage finances and pay for everyday expenses. Understanding local tax obligations and health insurance coverage is vital for a easier move. Learn about the healthcare system, as access may be limited for immigrants initially.

COST OF LIVING IN BERMUDA

City-level cost rows are incomplete for Bermuda, so this is a national planning snapshot in BMD (reference city: Hamilton).

Net monthly salaryBMD 5,875
1BR city centerBMD 3,462
Groceries / monthBMD 717
Transport / monthBMD 177

Cost-of-living index: 135.8

TAKE-HOME PAY IN BERMUDA (2026)

Educational wage-tax examples from the MigrantIQ tax calculator in BMD. Not filing software — confirm with official rules and a licensed adviser.

Entry / mid offer

Gross BMD 50,000

BMD 50,000net / year

~BMD 4,167 / month · effective 0.0%

Solid mid career

Gross BMD 80,000

BMD 80,000net / year

~BMD 6,667 / month · effective 0.0%

High earner

Gross BMD 180,000

BMD 180,000net / year

~BMD 15,000 / month · effective 0.0%

Open Bermuda tax calculator → [/tools/tax-calculator/bermuda/] · compare take-home vs other destinations [/tools/tax-compare/]

Country hub: /countries/bermuda/ · Tax year 2026. State or provincial tax may apply on top of federal models.

WHO QUALIFIES BEST FOR BERMUDA

 * Work
   
   Ideal for professionals seeking job opportunities in an island environment.

 * Study
   
   Great for students looking to experience education in a diverse cultural setting.

 * Family
   
   Suitable for families wishing to reunite and build a life together in Bermuda.

 * Visit
   
   Perfect for tourists wanting to explore the beauty and culture of Bermuda.

WHAT PEOPLE GET WRONG ABOUT MOVING TO BERMUDA

OVERLOOKING VISA REQUIREMENTS

Many newcomers underestimate the importance of confirming their visa status and entry conditions. Ensure you have the correct visa before traveling to avoid complications upon arrival.

NEGLECTING HOUSING ARRANGEMENTS

Failing to secure temporary housing before arrival can lead to unnecessary stress. Arrange accommodations in advance to give yourself time to find a permanent residence.

IGNORING LOCAL CUSTOMS AND REGULATIONS

New residents sometimes overlook local customs and regulations, leading to misunderstandings. Take time to learn about Bermuda's culture and legal requirements to integrate more smoothly.

SOURCES & REFERENCES FOR BERMUDA

Country data is a planning aid. Official government sources override MigrantIQ summaries for immigration, legal, tax, health, and emergency rules.

 * MigrantIQ country profile
   
   Summary profile maintained for planning. Last updated 2026-05-07.

 * World Bank and public data sources
   
   Used for economic and country-level indicators where available.

 * Numbeo and public cost datasets
   
   Used for cost-of-living signals for Bermuda where available.

FOREIGN EMBASSIES IN BERMUDA

10 active diplomatic missions in our directory. Sample listings below.

 * Consulate of Canada in Hamilton, Bermuda [/embassies/mission/canada-in-bermuda-hamilton-consulate/] — 🇨🇦 Canada, Hamilton
 * Consulate of Denmark in Hamilton, Bermuda [/embassies/mission/denmark-in-bermuda-hamilton-consulate/] — 🇩🇰 Denmark, Hamilton
 * Consulate of Germany in Hamilton, Bermuda [/embassies/mission/germany-in-bermuda-hamilton-consulate/] — 🇩🇪 Germany, Hamilton
 * Consulate General of Ireland in Hamilton, Bermuda [/embassies/mission/ireland-in-bermuda-hamilton-consulate-general/] — 🇮🇪 Ireland, Hamilton
 * Consulate General of Unitedstates in Hamilton, Bermuda [/embassies/mission/united-states-in-bermuda-hamilton-consulate-general/] — 🇺🇸 United States, Hamilton

Browse all embassies in Bermuda → [/embassies/in/bermuda/]

Important — not legal or government advice

MigrantIQ lists diplomatic missions for planning reference only. We are not a government service. Contact details may be incomplete or outdated — always confirm appointments, fees, and requirements on the official mission website or your destination government portal before you travel or apply.

Terms [/terms/]Privacy [/privacy/]Report inaccurate data [/contact/]

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FREQUENTLY ASKED QUESTIONS ABOUT MOVING TO BERMUDA

WHAT TYPES OF VISAS ARE AVAILABLE FOR MOVING TO BERMUDA?

Bermuda offers various visas, including Business/Investor Visa, Family/Spouse Visa, Permanent Residency/Settlement, Student Visa, and Work/Employment Visa. Each has specific requirements, so research which one fits your situation.

HOW DOES THE HEALTHCARE SYSTEM WORK IN BERMUDA?

Bermuda has a universal healthcare system, but access for immigrants may be limited initially. It's important to secure health insurance coverage to ensure access to necessary medical services.

WHAT IS THE COST OF LIVING LIKE IN BERMUDA?

The cost of living in Bermuda is relatively high, with a cost of living index of 135.8. Rent and daily expenses can be significant, so budgeting appropriately is important for newcomers.

RELATED BERMUDA GUIDES

Visa

Bermuda Visa Hub

Read guide →

[/visas/bermuda/]Legal

Bermuda Laws

Read guide →

[/laws/bermuda/]Safety

Bermuda Scam Alerts

Read guide →

[/scam-alerts/bermuda/]Checklist

Bermuda Arrival Checklist

Read guide →

[/checklist/bermuda/]Blog

Migration blog

Read guide →

[/blog/]

VISA OPTIONS

8 published
 * Business / Investor Visa [/visas/bermuda/business-investor/]business
 * Family / Spouse Visa [/visas/bermuda/family-spouse/]family
 * Permanent Residency / Settlement [/visas/bermuda/permanent-residency/]residency
 * Student Visa [/visas/bermuda/student/]student
 * Tourist / Visitor Visa [/visas/bermuda/tourist-visitor/]tourist
 * Tourist Entry [/visas/bermuda/tourist-entry/]tourist
 * Work / Employment Visa [/visas/bermuda/work-employment/]work
 * Work From Bermuda [/visas/bermuda/work-from-bermuda/]work

Open visa hub → [/visas/bermuda/]

KEY LAWS

 * Work Authorisation Rules [/laws/bermuda/work-authorisation-rules/]critical
 * Immigration Status and Overstay Rules [/laws/bermuda/immigration-status-and-overstay-rules/]critical
 * Tax Residency and Income Reporting [/laws/bermuda/tax-residency-and-income-reporting/]high
 * Housing Contract and Deposit Rules [/laws/bermuda/housing-contract-and-deposit-rules/]medium

ACTIVE SCAM ALERTS

 * Document Translation, Notary, or Apostille Overcharge [/scam-alerts/bermuda/document-translation-notary-overcharge/]medium
 * Fake Border, Airport, or Fast-Track Assistance Fee [/scam-alerts/bermuda/fake-border-airport-assistance-fee/]medium
 * Fake University or Scholarship Letter [/scam-alerts/bermuda/fake-university-or-scholarship-letter/]medium

Plan smarter

Save countries, compare destinations, track visa checklists, and sync your migration plan across devices.

Open My Plan [/plan/]Account Dashboard [/account/]

Free resources

TOOLS & GUIDES

Full sitemap → [/sitemap/]

PLAN YOUR MOVE

 * Eligibility quiz [/tools/eligibility/]
 * Tax calculator [/tools/tax-calculator/]
 * Tax compare [/tools/tax-compare/]
 * Tax guides [/tools/tax-guides/]
 * Points calculator [/tools/points-calculator/]
 * Cost calculator [/calculator/]
 * Move planner [/tools/planner/]
 * Best country [/tools/best-country/]
 * Pathway finder [/tools/pathway-finder/]
 * Corridor fit [/tools/corridor-fit/]
 * Compare 3 countries [/tools/compare-three/]
 * Job → visa matcher [/tools/job-visa-match/]
 * Scam checker [/tools/scam-check/]
 * All tools [/tools/]

GUIDES & SAFETY

 * Visa guides [/visas/]
 * Scholarships [/scholarships/]
 * Government jobs [/government-jobs/]
 * Immigration updates [/countries/canada/immigration-updates/]
 * Embassies [/embassies/]
 * Laws [/laws/]
 * Scam alerts [/scam-alerts/]
 * Checklists [/checklist/]
 * Country profiles [/countries/]

COMMUNITY

 * Q&A [/qa/]
 * People stories [/stories/]
 * Blog [/blog/]
 * Android app (Google Play) [https://play.google.com/store/apps/details?id=com.migrantiq.app&hl=en]
 * Write for us [/write-for-us/]
 * Experts [/experts/]
 * Apply for expert listing [/experts/apply/]
 * Documentation [/documentation/]
 * Employers (HR) [/employers/]

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